There are bizarre places. I like to land on water and sometimes I encounter hills, or broken water surfaces and crash my aircraft into it. Black screen. “You collided into an object” yeah sure 
Water has its own per-point elevation in MSFS. I started flying early november, as far as I remember MSFS always had funny water. I feel (am not sure) the US update made it worse. When you look at other flight sims, water looks flat. Land is elevated on top of it. Then it always works (kind of)
MSFS will be much better. Water has its own geometry, you could show a tsunami in MSFS, or tides. All nice features, but they have to get the data in properly. Guess: there is something funny with Bing water levels ? Some conversion goes wrong ? Wonder what Netherlands/Belgium/France update will do, especially the Netherlands has lots of water. And we are living 5-12m under sea level here many places. We have dikes… water on one side must be lower than water on the other side. Also, the Netherlands have elevated canals over land. Two dikes with water in between. Developers… read this before you attempt to model my country 