I done same , per default I set overlay off, and I run into same issue at my first purchase … so, you are not alone 
For MSFS it is on now since months, and there is no issue with that. So no worry 
I done same , per default I set overlay off, and I run into same issue at my first purchase … so, you are not alone 
For MSFS it is on now since months, and there is no issue with that. So no worry 