Same here. I have the i9-7900X, 10 cores. Running MFS2020 in 4k, with HIGH settings, puts the GPU at 100%, but the CPU constantly running under 50% on all cores. So, even though I have the 7th generation of an Intel Extreme CPU, it is still more than enough for MFS2020. Graphics is another matter. I have the RX 5700 XT, which gives me around 23 FPS on the ground and between 30 to 35 FPS at cruising altitude.
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