Like I said, they fixed that - at least the CTD part - a couple of updates back. Since then, the bug has returned. I don’t know which recent update caused it.
I first noticed it after the last world update. My wireless mouse died while the sim was running. Caused a CTD when it lost connection. A couple of days later, I noticed my mouse was low, so plugged it in while MSFS was running. Caused a CTD.
Then I had it happen with the Xbox controlle last week. I had a moment of the stupids. My cockpit is on a movable flight stand and just requires me connecting up power and USB to get working. By default my Xbox controller is off and I need to hit the Xbox button on it to power it on. I forgot and did so after the sim was starting, knowing that bug had been “fixed” prior (tested and confirmed it had been fixed).
Yeah, it wasn’t fixed any more. I had the crash / reset of settings as a result. I decided to try again just to test, and it did it again.
That’s why now I do my “walkaround” to make sure everything is connected and powered on before opening the sim.