I cannot see a quality vs. performance option being instated that is incapable of ensuring CTDs do not happen in either setting state.
There are too many end users with varying levels of experience and expectations to allow a setting within the sim to be set “wrong” and start causing the sim to CTD.
The crux of the problem is the CTDs and the solution is to find and eliminate the causes of those CTDs, not add a band-aid “solution” that still allows the sim to CTD if set wrong.
The only time a quality vs. performance option should exist is when it safe to run the sim in either setting regardless of installed Marketplace content.