Got a Brilliant Idea

Indeed. In more ways than one. Of course the sim needs to check what it needs to load. (Which add on aircraft you have in your hangar etc)
It also validates those items you have bought from the marketplace. (which is encrypted and DRM protected) - as some have noticed when this validation fails for reasons of whatever network/server glitch those add ons are not available to the sim and will not appear in the hangar etc.