How much RAM/VRAM do you really need?

The Memory tab on the Windows 10 Resource Monitor will tell you just how much is in use, how much is being used by each app, and how much is currently free. AFAIK, memory isn’t allocated to an app - it uses it as it needs it, provided there is some RAM available. You can actually watch the amount of RAM being used by an app, second by second.
Apologies if I’m teaching granny to suck eggs…