Yea we wouldn’t want that. We have to punish people because… reasons. F those casuals amirite! In fact, the game is not hardcore enough, if you crash your career should end!!! Then you should have to wait 18 years real life to be able to start a new career. Anything less would just be some measure by the devs to prevent casuals from failing!
Been in the PC video games space since the late 80s and humans never change.