Insurance still not working / barely working

ISSUE DESCRIPTION

Description of the issue:
I hit Alt-N to skip to Taxi and it broke my 737 Landing gear, both engines, electronics and flight surfaces. Premium Insurance covered 1 million out of 40 million in damages!!! I am irate.

If applicable, which aircraft is experiencing this issue:
737 Max

[PC Only] Did you remove all your community mods/add-ons? If yes, are you still experiencing the issue?
No mods

FREQUENCY OF ISSUE

How often does this occur for you (Example: Just once, every time on sim load, intermittently)?
Intermittent

REPRODUCTION STEPS

Please list clear steps you took in order to help our test team reproduce the same issue:

  1. Career 737, Press Alt-N to Skip to Taxi
  2. Lose all your money.

YOUR SETTINGS

If the issue still occurs with no mods and add-ons, please continue to report your issue. If not, please move this post to the User Support Hub.

What peripherals are you using, if relevant:

[PC Only] Are you using Developer Mode or have you made any changes to it?

[PC, MSFS 2020 Only] Are you using DX11 or DX12?

[PC Only] What GPU (Graphics Card) do you use?
4080

[PC Only] What other relevant PC specs can you share?
i9-10850k

MEDIA

Please add a screenshot or video of the issue occurring.

[END OF FIRST USER REPORT]


:loudspeaker: For anyone who wants to contribute on this issue, Click on the button below to use this template:

Do you have the same issue if you follow the OP’s steps to reproduce it?

Provide extra information to complete the original description of the issue:

If relevant, provide additional screenshots/video:

Do you have the same issue if you follow the OP’s steps to reproduce it?
• Yes, still an issue on SU1 1.3.22.0

Provide extra information to complete the original description of the issue:
• Not much to add, the insurance on 737 doesn’t cover 80% of the damage costs as it does (at least roughly) on other planes.

If relevant, provide additional screenshots/video:
• Showing 1 million payout

and 52 million in damages (and maybe some of that is wear & tear that would not be covered, but MOST of this was from the crash).

and I’m on top tier insurance