It is a workload issue. I can’t do everything. IRL the Pilot Flying (PM) does half the work and the Pilot Monitoring (PM) does the other half. That is the way airliners are designed. Having one pilot do everything is dangerous but this is how MSFS 2020/2024 is designed. The AI Copilot is supposed to take care of some of the workload. For example, flying an arrival, changing frequencies, finding and reading approach charts, programming the FMC, going through arrival, approach, and pre-landing checklists is unworkable. Not having the AI Copilot not managing ATC communications significantly impacts the pilot.
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