Apologies in advance. I can be clear, or concise, but rarely both.
The 7900GRE is at the top of my list for your specific situation, but I was going back through your initial post and will throw in a caveat.
I didn’t notice at first, but I see you did have VR in your possible uses. AMD can do VR, but Nvidia is traditionally considered better for that. If you are going to be on something basic like a Quest 3 that I’m using, the GRE should work fine and it’ll look really nice. If you plan to dive into the deep end with one of the high end VR options with higher resolutions and advanced features, then you should research that. VR isn’t my strong suit. It may turn out that you should get an Nvidia card in that scenario. It’ll also likely require drastically increasing your budget as well. There’s also some other niche uses where Nvidia does hold an edge, especially in AI work.
When it comes to ray tracing, that is another area where I’m not concerned about its use. In my experience, the graphical improvements weren’t worth the performance hit. There’s even been a few cases where I thought the non-traced version of a scene looked better than the traced version. It’s kind of like my opinion of Ambient Occlusion in the sim. Yeah there’s a visible difference, but it’s not enough for me to care or to justify paying a premium to run it well.
If you do think you’ll really want it, AMD GPUs can run it, but is another case where Nvidia traditionally performs better. Now that AMD has a couple generations of RT under its belt, it probably performs well enough if you have a strong enough card. I.e. that 4060 card mentioned earlier can technically run RT, but even it likely wouldn’t do so well enough to be for anything more than pretty screenshots.
We also don’t know what type of RT the next version will have, or how demanding it’ll be. There are multiple flavors of RT. Some are not very demanding, and some can be rather intensive. Since we don’t know what 2024 will bring or how resource intensive it’ll be, I personally would not buy something based on rumors and promises. I would buy based on what is available today. That’s just my general belief system when it comes to purchasing anything.
Long story short, my recommendation is based around the current sim and what little else you’ve said here about your use case. It shouldn’t be taken as gospel without also considering other factors that only you may know, and other subjective preferences you may have.
Hopefully I’m understanding your question…
It seems like @DartoFielder is suggesting to buy something he is more knowledgeable on, almost as a case of paying more for convenience (factual errors aside). I don’t want to put words in his mouth, but it’s the impression I’m getting. There is something to be said about that mentality, and there are a lot of people that want to just hand a clerk money and get performance without all the thought and nuance it can take to find the best value for you specifically. I use to work retail and got that a lot from customers. It’s not wrong to want that type of convenience as long as you are willing to pay a potential premium for it.
My points admittedly get into the weeds. It requires more effort to research all the options, prices, and other variables, and then to be able to explain it to others that may not be as tech savvy. Sometimes the end result may be agreeing with the initial suggestion, other times you can tease out a better suited solution.
If you’re reading through all this, getting overwhelmed and decide, “Screw it, I’m getting the 4070 Super and be done with it,” I’m not going to judge you. It will still be a capable card and it’s not like you’re about to spend top dollar on something that will only deliver slideshow performance.
Alright thankyou very much, I think that should be it 
hopefully. i’m probably going to go with the 4070 and the 7900x3d or maybe save and get the 70super and the 7900x3d depends on how things turn out. Thanks a bunch for your help
