New PC for msfs2020, 10900k or 5950x?

With that budget, get an 10900k; clock your ram to 3200mhz and an RTX 3080 or 3090 (which ever you can find in stock). An 10700k would be just as good even if you didn’t overclock; FS2020 and gaming there’s no difference in FPS. Corsair RM850x PSU; anything else is just a waste of energy. Air or water cooling, depending on what you think looks cool; you will have one of the fastest rigs you can get for FS2020 or gaming in general. Couple that with a bling 1440p monitor; LG 38 Ultrawide or 32 16:9 (maybe two).

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