This. Because someone said “won’t someone PLEASE think of the children.”
Then again, all they have to do is add in to the EULA “we are not responsible for what happens during in-game comms. By using it you accept blah blah blah legal speak absolving MS and Asobo from liability”
Someone creeping on you? That’s not the devs fault or MS’s fault. you can just turn off the voice chat. Or stop playing the game if its that bothersome.
Microsoft didn’t become what it was by having cheap lawyers working for them.