This is the trouble I guess, it’s all so subjective - what is their idea of “half way decent” ?
BTW, have you watched VR Flight Sim Guy on youtube? I’d say I’m very similar to him with his expectations and enthusiasm for VR, and he was running a 1080 Ti! Albeit he’s now gone and bought a mega machine with a 3090 because he’s semi youtube famous now…
I’m happy I’ve bought a PC that fits my budget and I’m loving every second of VR.
I feel like its a ball of wool, the more you pick at it the more it unravels. Ultimately you have to decide what your minimum expectation of VR is, we can perhaps tell you if our systems are performing how you’d like yours to?