Even with the Navigraph data, the default flight planner can’t load in a proper approach to an airport if the necessary STAR has multiple final approach fixes. For example, let’s consider the OHSEA2 STAR for KSNA. When choosing this STAR, you get STIFF > JJAWS > PUZZL > MINOE which is the final fix for 02L. If you want to go to BHEAR, the final fix for 20R you’re SOL. The default planner only takes whatever is first in the navadata. This is if you try and enter via the MCDU. If you try and use the main screen, it inexplicably dumps the Seal Beach VOR (SLI) as the final approach fix for 20R. SLI isn’t even on the chart! FS2020 is plagued with this kinda ■■■■. Basically, I recall that any airport that has multiple final approach fixes for different runways on a single procedure, and any SID or STAR with a transition to/from vectors, suffers from this.