MSFS 2020 is Heartbreaking!

Checking the runway beforehand won’t help

It can happen when the server is slow or you’re flying ‘too fast’ for the terrain to resolve. Sometimes flying over the runway first can help but with the way LOD now works people have crashed while sitting stationary on the runway and moving the drone cam around (away from the plane).

Just do yourself a favor and turn all damages off. It’s broken and meaningless, not worth the frustration. You can fly straight through certain bridges and buildings with damage on, but touching an invisible twig or fly under a bridge can end your flight. You can stress some planes all you want, yet go perfectly stable and barely touch that overspeed zone, game over.

There is only one achievement that requires having damage etc on (My Way) and that one is hopelessly broken anyway.