MSFS barely any GPU usage/ extreme stuttering

[AthenaGrey1]

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Stutters on final, lower end systems

i5, 16gb DDR4 2666mhz, SSD, GTX 1650 4g Enjoying the sim - can anyone highlight specifically what setting(s) are the true cause of stutters on the final approach - usually at or below 1,000 agl ? I’d like to address / “tune-down” settings that affect this portion of the flight - but unsure which ones are the most prevalent cause… Thanks again !