What do you care about here? Heat as in cooling insufficiency, or power draw as in electric bills? Or are you worried about CPU lifetime? If so, don’t; you can’t break this chip or kill it early just by running it at its stock turbo speeds or a bit higher. Short of dangerously overvolting it, or running it without a cooler, I don’t see any way you can kill it at all.
The 13900K is a hot chip. Everyone acknowledges this. I run mine with an AIO cooler with 280mm rad and in heavy use for MSFS, my CPU temps are around 65-75C most of the time, but if I push it all-out with a stress test, I get multiple cores reaching 90C+ and have almost immediate thermal throttling of around 8-12%. You can’t really run a 13900K all-core max and not throttle it without ‘exotic’ cooling. But the sim never pushes it that hard, it doesn’t have enough threads and it’s bottlenecked on things just like any real software. As a load, it’s heavy but it’s not unreasonable. Honestly, I haven’t had any real problems with mine except for the giant amount of heat it kicks out, and in the winter that was kind-of handy 
In terms of power consumption, I don’t measure that and I don’t really care about it. My bill is high anyway because I run a PC and other hardware all day every day for work. The biggest saving I made was turning my thermostat down a couple of degrees!
On the question of more cores vs a 13600K, it’s nice to have more cores and more cache, but those only really show significant benefits when you’re pushing the chip hard, and for MSFS, it will use as many cores at it uses which will not be all of them.
The 13900K was designed to run at 5.8GHz turbo for extended periods and to draw the power, and kick out the heat, that it does. Like other posters here, I think you’d be doing yourself a disservice to spend the money on the thing and then not get its full performance.
I would buy the CPU that will deliver the performance you want at its normal operating power and temps, and if the 13600K works for you in that department, go for it. Spending the extra on the 13900K can only really be justified if you’re going to use that power. Or at least, that’s my £0.02.