This issue of “camera zoom” effecting detail loading is also effecting whether a surface is “hard” or non existent.
I was landing on ships near Honolulu, HI with sea front sims addon. I’ve flown here a ton of times. I’ve landed on all the ships and especially this tanker, a lot. I was looking around in external cam and my heli kept falling through the ships deck. I thought that’s strange, I didn’t pause, I know the issue of pausing on “live” moving ships causes you to fall behind. But this was just me falling through the deck as if it wasn’t there. Then I realize I was zooming out in external cam to take in the sights! Sure enough the heli falls through as soon as I zoom to a wide angle! Here are some screen shots from landing in external view. Falling through with wide angle and landing with a moderate / telephoto angle.
It’s bad enough with all the details appearing in front of me. Now the floor has literally been stripped out from under me! It’s unbelievable.