All I would say on the cloud front is, be wary. For me personally, when I was curious to see what it was like, it messed up all my PC version settings.
Yep, I ended up with the white dot of doom as well gaining screen hints that I couldn’t get rid of. Thankfully, a SU seemed to have made things right.
Pretty much the same for me, though I do dabble in a bit of console, mainly shooters to avoid the hackers. Me personally, I just couldn’t sim on a phone, I’d miss all my peripherals. I can certainly see the attraction though, the amount of times I’ve been in the back of a conference hall having my soul stolen when I could have been doing barrel roles round London.